Exceptional WorldPoints Rewards
Take full advantage of a variety of WorldPoints reward choices, including travel on major airlines with no blackout dates; merchandise and gift certificates; discounts at key retailers; car rentals and hotels; and even cash.
Powerful amenities available to Cardmembers include Identity Protection, special Cardmember offers at top-name merchants, concierge service and dining rebates.
Near or far, the FIA Card Services RewardsTM American Express® Card protects you during your travels. You're entitled to up to $1MM in American Express Travel Accident Insurance and $100,000 in American Express Car Rental Loss and Damage Insurance. Additionally, you're covered in an emergency with 24-hour access to American Express Roadside Assistance, American Express Emergency Assistance, Card replacement and more.
Convenient services give you 24-hour access to your account online with bankofamerica.com, over the phone with Customer Satisfaction specialists, and in person with cash access at more than 600,000 ATMs around the world. With Free Additional Cards for your family, you can earn WorldPoints even faster. Plus, with a year-end summary of charges, your financial planning and tax preparation are simplified.
Shop with confidence. Eligible purchases on your FIA Card Services Rewards American Express; Card may be protected against accidental damage or theft for 90 days and your U.S. manufacturer's warranties are doubled, up to one year. Moreover, your Card is backed by enhanced fraud protection, guaranteeing you liability-free protection against unauthorized activity on your account.
* Limitations and exclusions apply to benefits described here and in the Guide to Coverage. Refer to Guide for complete details and restrictions. Car Rental Loss & Damage Insurance (which provides coverage in excess of other insurance) and Travel Accident Insurance plans underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, Warren, NJ. Emergency Assistance Service and Emergency Roadside Assistance provided by AXA Assistance USA, Chicago, IL. Emergency Assistance and Emergency Roadside Assistance available to you when you have made at least one (1) purchase with your Card in the prior 12 months. Retail Protection and Extended Warranty coverages are provided by Virginia Surety Company, Inc., Chicago, IL. Certain conditions, restrictions, and exclusions apply. In arranging card benefits, an American Express entity may act on behalf of the insurer and receive compensation that may vary by insurance provider and product. An American Express entity also may act as reinsurer and receive reinsurance income. Concierge service provided by Les Concierges, Inc. You are responsible for the cost of goods and services arranged on your behalf. The Identity Theft Recovery Unit is provided by Intersections, Inc.